Terms of service.
Last Updated: March 4, 2025
Please read these Terms of Service ("Terms") carefully before using the website and services operated by The Specialty Lending Network.
1. Acceptance of Terms
By accessing or using our website, applying to our network, or using our services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access our website or use our services.
2. Description of Services
The Specialty Lending Network provides a platform that connects borrowers seeking specialized financing with lenders who provide such financing ("Services"). We are not a lender, broker, or financial advisor. We do not make lending decisions, provide loans, or guarantee that users will find suitable financing through our Services.
3. Eligibility
You must be at least 18 years old and able to form legally binding contracts to use our Services. By using our Services, you represent and warrant that you meet these requirements. If you are using our Services on behalf of a business entity, you represent and warrant that you have the authority to bind that entity to these Terms.
4. Account Registration
4.1 Account Creation
To access certain features of our Services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
4.2 Account Security
You are responsible for safeguarding your account credentials and for any activities or actions under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
4.3 Account Termination
We reserve the right to suspend or terminate your account at our sole discretion, without notice, for conduct that we determine violates these Terms or is harmful to other users, us, or third parties, or for any other reason.
5. Application Process
5.1 Application Submission
You may submit an application to join our network as either a borrower or a lender. By submitting an application, you represent and warrant that all information provided is true, accurate, and complete.
5.2 Application Review
We review all applications and reserve the right to approve or deny any application at our sole discretion. We may request additional information during the review process.
5.3 No Guarantee of Acceptance
Submission of an application does not guarantee acceptance into our network. We are under no obligation to accept any application.
6. User Conduct
You agree not to:
Use our Services in any way that violates any applicable law or regulation
Impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity
Interfere with or disrupt our Services or servers or networks connected to our Services
Collect or store personal data about other users without their consent
Engage in any conduct that restricts or inhibits anyone's use or enjoyment of our Services
Submit false, misleading, or fraudulent information
Attempt to bypass any security measures of our Services
7. Content Ownership and License
7.1 Our Content
All content on our website, including text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is our property or the property of our content suppliers and is protected by copyright laws.
7.2 Your Content
You retain ownership of any content you submit to our Services. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content in connection with providing our Services.
8. Intellectual Property
8.1 Trademarks
The Specialty Lending Network name, logo, and all related names, logos, product and service names, designs, and slogans are our trademarks. You may not use such marks without our prior written permission.
8.2 Copyright
Our Services and their contents are protected by copyright, trademark, and other laws of the United States and foreign countries. Unauthorized use of our Services and their contents may violate these laws.
9. Disclaimers
9.1 No Financial Advice
We do not provide financial, tax, or legal advice. The information and materials available through our Services are for informational purposes only and are not intended to provide financial, tax, legal, or investment advice.
9.2 No Warranty
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
9.3 No Endorsement
We do not endorse any specific lender or borrower in our network. Inclusion in our network does not constitute a recommendation or endorsement.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE OUR SERVICES
ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON OUR SERVICES
ANY CONTENT OBTAINED FROM OUR SERVICES
UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT
OUR AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO OUR SERVICES SHALL NOT EXCEED THE GREATER OF $100 OR THE AMOUNT PAID BY YOU TO US DURING THE 12 MONTHS PRIOR TO THE CLAIM.
11. Indemnification
You agree to indemnify, defend, and hold harmless The Specialty Lending Network, its affiliates, officers, directors, employees, agents, and representatives from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of our Services, your violation of these Terms, or your violation of any third-party right.
12. Governing Law and Jurisdiction
These Terms and your use of our Services shall be governed by and construed in accordance with the laws of the state of [State], without giving effect to any choice or conflict of law provision. Any legal suit, action, or proceeding arising out of or related to these Terms or our Services shall be instituted exclusively in the federal courts of the United States or the courts of the state of [State], in each case located in [City]. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
13. Arbitration
At our sole discretion, we may require you to submit any disputes arising from these Terms or your use of our Services to final and binding arbitration under the rules of the American Arbitration Association. By using our Services, you agree to submit to arbitration.
14. Modifications to Terms
We reserve the right to modify these Terms at any time. If we make changes, we will provide notice by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our Services after the posting of modified Terms constitutes your acceptance of the modified Terms.
15. Termination
We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. All provisions of the Terms which by their nature should survive termination shall survive termination.
16. Severability
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law.
17. Entire Agreement
These Terms constitute the entire agreement between you and us regarding our Services and supersede and replace any prior agreements we might have had between us regarding our Services.
18. Contact Information
If you have any questions about these Terms, please contact us at:
The Specialty Lending Network